There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan
SMSF Loan, Investment & Property News
8 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Property affordability is high on the political agenda nowadays and by the sound of things, Mr Shorten is not going to let facts get in the way of a bit of useless class warfare for as long as he’s seen by his base as hurting the “wealthy”. Unless of course he’s trying to please some influential … [Read more...] about Why proposed SMSF lending changes are misplaced
This is the full transcript of our popular video "The Pros & Cons of Using Super for Property Investment". I just wanted to talk to you about something that’s really interesting. We talk to a lot of people and generally what we find is that people either hate self managed super funds or they … [Read more...] about What You Need To Be Aware Of When Using An SMSF To Buy Property
We get asked this question a lot - and while at first it may seem to be because the banks, the reality in this instance is that the blame is mostly on the regulator. What is going to define the cost of a loan to a lender is the amount of capital they will have to hold to lend you that money. Broadly … [Read more...] about Why are SMSF loans more expensive than standard residential loans?
How much money should I have in Super before it makes sense to establish my own SMSF? This is a question which we’re often asked and which we often see discussed in SMSF circles. The ATO has provided a suggested figure of around 150k. Some advisers will suggest that a figure of $250-500k is an … [Read more...] about How much money do I need in Super before it makes sense to setup my own SMSF?
If your SMSF is not borrowing money to purchase property there is very little restriction on the type of property it can buy - as long as there is sound investment logic behind the purchase. If you’re SMSF does need to borrow to make the purchase - which for most people will be the case - there are … [Read more...] about Types of properties you can purchase using a SMSF
Because SMSF loans can be more difficult to service than regular loans, many people find that the purchasing power, that is, how much they can borrow to purchase property, of their SMSF is less than they might have hoped or expected. Today we look at a typical scenario where this occurs and what you … [Read more...] about Improve your SMSFs purchasing capacity
Why are SMSFs such a popular way to invest in property? Many people already understand or have experienced for themselves that property investment can be a great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for … [Read more...] about Why SMSFs are such a popular vehicle for property investment
Property valuation is supposed to be a science, using facts, mostly comparable sales in this case, to ascertain the value of a property which is offered as a security for a loan to a lender. How much a specific security is worth is going to define how much the said lender is willing to lend against … [Read more...] about Overcoming The Perils of Bank Valuations
While Super can be a great investment vehicle - it’s not necessarily the right choice for everyone. One of the first and most common questions we get asked by clients looking for SMSF Loans is "Do I have enough money in Super to invest in property?" What's less often discussed are the reasons why … [Read more...] about The Pros & Cons of Using Super for Property Investment