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SMSF Loan, Investment & Property News

8 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.

Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.

Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.

SMSF liquidity requirements : how to reduce its impact on borrowing capacity

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SMSF Liquidity requirements are a relatively new feature of most SMSF loans that can reduce your SMSF's borrowing capacity. To understand how liquidity requirements work - and how you can reduce the impact on your borrowing capacity - we'll start by defining just what 'liquidity' means. In terms of … [Read more...] about SMSF liquidity requirements : how to reduce its impact on borrowing capacity

Adding a property to your SMSF with an SMSF Loan

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Today we look at how your SMSF structure works once you’re ready to make an investment property purchase using a an SMSF Loan given to your fund. Generally speaking, your fund can borrow up to 80% of the value of a residential property. Super contributions and investment property rental income flow … [Read more...] about Adding a property to your SMSF with an SMSF Loan

Structuring Your SMSF to Borrow and Invest in Property

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Today we’re going to look at the structure that’s required for a self managed super fund to invest in property. We’ll look at the entities required - including the SMSF itself. More often than not, if you’re setting up an SMSF to invest in property, you’ll want to leverage - that is you’ll want to … [Read more...] about Structuring Your SMSF to Borrow and Invest in Property

The Sole Purpose Test – What it is and how to stay compliant

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If you’re reading this article, then chances are you’re thinking about using a Self-managed Super Fund for property investment - if that’s you, it’s important to take a moment to consider ATO’s sole purpose test. To put it simply, the sole purpose test determines whether your SMSF is being managed … [Read more...] about The Sole Purpose Test – What it is and how to stay compliant

Why you should think twice before buying an apartment in your SMSF

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We are not going a week without getting a distressed call from someone who has purchased an apartment with their SMSF only to find out that getting finance for it is extremely difficult and I thought it might help to discuss some of the things to look out for for trustees considering this kind of … [Read more...] about Why you should think twice before buying an apartment in your SMSF

Tired of Paying Rent to a Stranger for your Business Premises?

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Who has not heard a 100 times that rent is dead money. That might be the case unless you are paying it to your own superannuation fund (SMSF). Many business owners don’t realise that they could use their superannuation (and their spouse’s super) as a deposit to purchase a premises for their … [Read more...] about Tired of Paying Rent to a Stranger for your Business Premises?

ATO Auditing of SMSFs’ Limited Recourse Borrowing Arrangements – Part 2

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In Part 1 of this article on the ATO's Audit focus on SMSFs with LRBAs that don't meet their Guideline for non-arms length dealing, we looked at the ATO's position and why it's important that your LRBA meets their requirements (this applies to SMSFs with 'non-bank' limited recourse borrowing … [Read more...] about ATO Auditing of SMSFs’ Limited Recourse Borrowing Arrangements – Part 2