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You are here: Home / Archives for Limited Recourse Borrowing Arrangements

8 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.

Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.

Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.

Limited Recourse Borrowing Arrangements

What is salary sacrifice and what does it mean for SMSF loans

October 12, 2017 By SMSF Loan Experts

Salary Sacrifice For SMSF loans

In Australia, employers must contribute 9.5% of an employee’s wage into the employee’s chosen superannuation fund. For example, someone earning a wage of $100,000 a year will see a $9,500 contributions made to his or her superannuation fund over 12 months. Unlike the top dollars of that person’s … [Read more...] about What is salary sacrifice and what does it mean for SMSF loans

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Loans

Setting Up Your Retirement Through an SMSF Loan

August 7, 2017 By SMSF Loan Experts

Retirement Setup Through an SMSF Loan

There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Loans, SMSF Property Investment

Why proposed SMSF lending changes are misplaced

April 26, 2017 By SMSF Loan Experts

SMSF Lending Restrictions

Property affordability is high on the political agenda nowadays and by the sound of things, Mr Shorten is not going to let facts get in the way of a bit of useless class warfare for as long as he’s seen by his base as hurting the “wealthy”. Unless of course he’s trying to please some influential … [Read more...] about Why proposed SMSF lending changes are misplaced

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Property Investment

SMSF liquidity requirements : how to reduce its impact on borrowing capacity

December 13, 2016 By SMSF Loan Experts

liquid assets

SMSF Liquidity requirements are a relatively new feature of most SMSF loans that can reduce your SMSF's borrowing capacity. To understand how liquidity requirements work - and how you can reduce the impact on your borrowing capacity - we'll start by defining just what 'liquidity' means. In terms of … [Read more...] about SMSF liquidity requirements : how to reduce its impact on borrowing capacity

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Loans

Can my SMSF purchase a collectable car?

December 13, 2016 By SMSF Loan Experts

Collectable Car

The simple answer is yes, SMSFs are allowed to invest in all manners of collectibles including but not limited to cars and other motor vehicles. The list would also include things like jewelry, art, stamps, wine and more… The main challenge with these investments is to ensure that the SMSF owning … [Read more...] about Can my SMSF purchase a collectable car?

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Loans

Adding a property to your SMSF with an SMSF Loan

November 23, 2016 By SMSF Loan Experts

Adding a Property

Today we look at how your SMSF structure works once you’re ready to make an investment property purchase using a an SMSF Loan given to your fund. Generally speaking, your fund can borrow up to 80% of the value of a residential property. Super contributions and investment property rental income flow … [Read more...] about Adding a property to your SMSF with an SMSF Loan

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Loans

Structuring Your SMSF to Borrow and Invest in Property

November 14, 2016 By SMSF Loan Experts

Property Investment

Today we’re going to look at the structure that’s required for a self managed super fund to invest in property. We’ll look at the entities required - including the SMSF itself. More often than not, if you’re setting up an SMSF to invest in property, you’ll want to leverage - that is you’ll want to … [Read more...] about Structuring Your SMSF to Borrow and Invest in Property

Filed Under: Limited Recourse Borrowing Arrangements, Setup & Investment Video Series

Why you should think twice before buying an apartment in your SMSF

October 17, 2016 By SMSF Loan Experts

Buying SMSF property off the plan

We are not going a week without getting a distressed call from someone who has purchased an apartment with their SMSF only to find out that getting finance for it is extremely difficult and I thought it might help to discuss some of the things to look out for for trustees considering this kind of … [Read more...] about Why you should think twice before buying an apartment in your SMSF

Filed Under: Limited Recourse Borrowing Arrangements, SMSF Property Investment

ATO Auditing of SMSFs’ Limited Recourse Borrowing Arrangements – Part 2

September 24, 2016 By SMSF Loan Experts

ATO Auditing

In Part 1 of this article on the ATO's Audit focus on SMSFs with LRBAs that don't meet their Guideline for non-arms length dealing, we looked at the ATO's position and why it's important that your LRBA meets their requirements (this applies to SMSFs with 'non-bank' limited recourse borrowing … [Read more...] about ATO Auditing of SMSFs’ Limited Recourse Borrowing Arrangements – Part 2

Filed Under: Limited Recourse Borrowing Arrangements

Limited Recourse Borrowing Arrangements and ATO Auditing – Part 1

September 16, 2016 By SMSF Loan Experts

ATO Guideline For LRBA

ATO Guideline For LRBA Earlier this year the Australian Taxation Office (ATO) published a new Guideline for ensuring that non-bank limited recourse borrowing arrangements (LRBAs) meet the ATOs requirements for arms length dealing. The ATO has also warned that from the 1st of July 2016, they will … [Read more...] about Limited Recourse Borrowing Arrangements and ATO Auditing – Part 1

Filed Under: Limited Recourse Borrowing Arrangements

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    Recent Posts

    Common Mistakes To Avoid When Making Improvements To Your SMSF Property

    If you’re wondering if you can renovate your SMSF investment property, the short answer is ‘maybe’. The long answer depends on a few different factors, including what type of renovation you’re looking to do and the source of your funds. Choose your scenario below for more details on renovating your property. Your self-managed super fund […]

    SMSF Rental Property Rules: Can I Stay There While It’s Vacant?

    While purchasing an investment property through your self-managed super fund comes with incredible taxation advantages, it does not come with the same benefits of owning a holiday home under your own name. Owning an investment property at the beach or another seasonal tourist location can be an easy and cost-effective way to secure accommodation for […]

    Avoid These Common Mistakes when Running an SMSF

    When it comes to running a self-managed super fund, the good news is that most people are doing the right thing, but there are so many rules and regulations concerning SMSFs, which can make some aspects a little tricky to keep on top of. While SMSF regulations exist to keep things in line, we’re all […]

    Benefits of an Offset Account for you SMSF Loan

    If your Self Managed Super Fund is holding cash reserves and generating a dismal return, we might have the answer for you — you could reap the benefits of an offset account. Whether you’re keeping cash for liquidity reasons or simply waiting to find the perfect asset to invest in, this feature is a great […]

    Refinance SMSF Loan: Your Questions Answered + How to Get Approved

    Refinancing your SMSF loan could save you thousands of dollars and could potentially add up to hundreds of thousands by the time you are ready to retire. We address the top concerns regarding SMSF loan refinance. Eligibility Criteria to Refinance SMSF Loan For SMSF loan providers to consider offering finance to SMSFs, the fund must […]

    Impact of coronavirus on SMSFs

    As we are all well aware, the Coronavirus pandemic has significantly impacted the way the world works regarding our lifestyle, work-life and education. The extraordinary effect it’s had on the economy has meant that many industries have needed to tighten regulation and introduce unsustainable policies in the interim to endure the uncertain conditions we’re inevitably […]

    What is salary sacrifice and what does it mean for SMSF loans

    In Australia, employers must contribute 9.5% of an employee’s wage into the employee’s chosen superannuation fund. For example, someone earning a wage of $100,000 a year will see a $9,500 contributions made to his or her superannuation fund over 12 months. Unlike the top dollars of that person’s income which are taxed at 39%, the […]

    Setting Up Your Retirement Through an SMSF Loan

    There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money invested in different types of asset. In the data […]

    Why proposed SMSF lending changes are misplaced

    Property affordability is high on the political agenda nowadays and by the sound of things, Mr Shorten is not going to let facts get in the way of a bit of useless class warfare for as long as he’s seen by his base as hurting the “wealthy”. Unless of course he’s trying to please some […]

    What You Need To Be Aware Of When Using An SMSF To Buy Property

    This is the full transcript of our popular video “The Pros & Cons of Using Super for Property Investment“. I just wanted to talk to you about something that’s really interesting. We talk to a lot of people and generally what we find is that people either hate self managed super funds or they really […]

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    Do you have a topic or question around SMSF Lending you'd like us to write about? You can simply send us a message letting us know what you'd like to hear from us on, and we'll do our best to address your question or topic in our upcoming posts.

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    • Call 1300 781 680
    • Home
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      • I Have A SMSF Already
      • Back
    • How We Help
      • Residential SMSF Loans
      • Commercial SMSF Loans
      • SMSF Setup
      • SMSF Refinance
      • SMSF Lending Strategy
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      • NDIS Property Investment
      • Back
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