If you’re wondering if you can renovate your SMSF investment property, the short answer is ‘maybe’. The long answer depends on a few different factors, including what type of renovation you’re looking to do and the source of your funds. Choose your scenario below for more details on renovating your … [Read more...] about Common Mistakes To Avoid When Making Improvements To Your SMSF Property
8 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
SMSF Property Investment
While purchasing an investment property through your self-managed super fund comes with incredible taxation advantages, it does not come with the same benefits of owning a holiday home under your own name. Owning an investment property at the beach or another seasonal tourist location can be an … [Read more...] about SMSF Rental Property Rules: Can I Stay There While It’s Vacant?
There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan
Property affordability is high on the political agenda nowadays and by the sound of things, Mr Shorten is not going to let facts get in the way of a bit of useless class warfare for as long as he’s seen by his base as hurting the “wealthy”. Unless of course he’s trying to please some influential … [Read more...] about Why proposed SMSF lending changes are misplaced
This is the full transcript of our popular video "The Pros & Cons of Using Super for Property Investment". I just wanted to talk to you about something that’s really interesting. We talk to a lot of people and generally what we find is that people either hate self managed super funds or they … [Read more...] about What You Need To Be Aware Of When Using An SMSF To Buy Property
Why are SMSFs such a popular way to invest in property? Many people already understand or have experienced for themselves that property investment can be a great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for … [Read more...] about Why SMSFs are such a popular vehicle for property investment
Property valuation is supposed to be a science, using facts, mostly comparable sales in this case, to ascertain the value of a property which is offered as a security for a loan to a lender. How much a specific security is worth is going to define how much the said lender is willing to lend against … [Read more...] about Overcoming The Perils of Bank Valuations
You might have heard Self Managed Super Funds - or SMSFs - also referred to as ‘DIY Super’. While there’s no doubt that having a Self Managed Super Fund gives you much greater control and autonomy than a managed fund, the term ‘DIY Super’ can be dangerously misleading. Self Managed Super Funds … [Read more...] about Why SMSFs aren’t really ‘DIY Super’?
If you’re reading this article, then chances are you’re thinking about using a Self-managed Super Fund for property investment - if that’s you, it’s important to take a moment to consider ATO’s sole purpose test. To put it simply, the sole purpose test determines whether your SMSF is being managed … [Read more...] about The Sole Purpose Test – What it is and how to stay compliant
We are not going a week without getting a distressed call from someone who has purchased an apartment with their SMSF only to find out that getting finance for it is extremely difficult and I thought it might help to discuss some of the things to look out for for trustees considering this kind of … [Read more...] about Why you should think twice before buying an apartment in your SMSF