Each year, trustees of self-managed super funds (SMSFs) must value the fund's assets at their 'market value.' Before you submit your SMSF annual return (SAR), your fund's SMSF auditor must verify that the assets are valued correctly. They will also assess and document whether the valuation basis is … [Read more...] about Valuing SMSF Assets for Tax Purposes
SMSF Loan, Investment & Property News
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.
SMSFs Purchasing Commercial Property as Rental Prices Remain Strong
For business owners operating out of leased commercial spaces, Australia’s solid rental market has meant that rent is becoming unaffordable in the current economic environment. Many business owners with self-managed super funds (SMSFs) are opting to purchase commercial property inside their SMSF and … [Read more...] about SMSFs Purchasing Commercial Property as Rental Prices Remain Strong
What is a Personal Guarantee for an SMSF Loan?
What is a personal guarantee? A personal guarantee is a legal commitment made by an individual to repay a loan or debt if the primary borrower, such as a business or trust (in this case, an SMSF), fails to repay the loan. In other words, if the entity taking out the loan cannot repay it, the lender … [Read more...] about What is a Personal Guarantee for an SMSF Loan?
Can I Use My Super to Buy a House in Victoria?
Using superannuation to buy a house in Victoria might seem like an appealing option, but there are specific rules and schemes you need to understand. Here’s a comprehensive look at how you might leverage your superannuation for property purchases in Victoria. Can I withdraw my super to buy a … [Read more...] about Can I Use My Super to Buy a House in Victoria?
What is MyGov and how do I use it for my SMSF?
The myGov portal is designed to be a straightforward and secure way to access government services online. It offers Australians a single online portal for accessing various government services with just one login and password. Your home page gives you access to an inbox that serves as a central … [Read more...] about What is MyGov and how do I use it for my SMSF?
Buying Vacant Land With an SMSF
Exploring the potential of buying vacant land with your SMSF can open up avenues for strategic investment. While the option exists to secure vacant land through SMSF loans, it's essential to understand the limitations and regulations that accompany such investments to ensure you’re maximising the … [Read more...] about Buying Vacant Land With an SMSF
Ensure You’re Not Unknowingly Accessing Your Super Illegally
Self-managed super funds (SMSFs) have the potential to offer Australians greater control over their retirement savings, empowering individuals to tailor their investment strategies to suit their needs. However, with this control comes the significant responsibility to adhere to strict rules and … [Read more...] about Ensure You’re Not Unknowingly Accessing Your Super Illegally
Can My SMSF Lend Money to My Business?
The question of whether one can borrow money from their SMSF often arises among individuals who have accumulated a substantial SMSF balance and are seeking financial flexibility or investment opportunities outside of super. However, navigating the regulations surrounding SMSF lending is extremely … [Read more...] about Can My SMSF Lend Money to My Business?
Why SMSF Loans Are Gaining Momentum
Self-Managed Super Funds (SMSFs) have been gaining traction as a financial tool for Australians seeking more control and flexibility over their retirement savings. Among the various strategies available, SMSF loans are increasing in popularity with investors. Let's delve into why SMSF loans are on … [Read more...] about Why SMSF Loans Are Gaining Momentum
Is it time to refinance your self-managed super fund (SMSF) loan?
With the exit of major banks from the SMSF lending space over the last five years, many SMSF property investors are contending with much higher interest rates than necessary. If you're looking for an SMSF loan with a more affordable interest rate and better features, our SMSF refinance service … [Read more...] about Is it time to refinance your self-managed super fund (SMSF) loan?
