Wondering whether you can buy a second property through your Self-Managed Super Fund (SMSF)? You’re not alone. More Australians are exploring property as a long-term wealth strategy, and using super to buy an investment property is becoming increasingly common. But how does it all work? What are the … [Read more...] about Can I Buy a Second Property Through my SMSF?
SMSF Loan, Investment & Property News
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.
Guide to Refinancing a Private Loan to an SMSF Loan
Wondering whether you can refinance a private loan to an SMSF loan? The answer is yes, but the process is more challenging than standard home loan refinancing, especially without professional assistance. With limited lenders offering this specialised service and strict eligibility criteria, … [Read more...] about Guide to Refinancing a Private Loan to an SMSF Loan
Understanding Property Tax Depreciation
While there are many expenses associated with owning investment properties that can be used as a tax deduction, property depreciation is an eligible deduction that requires you to do nothing but own the property (no outlay of cash required!). However, in order to claim depreciation as a deduction, a … [Read more...] about Understanding Property Tax Depreciation
Investing in International Property with your SMSF
While overseas markets provide relatively simple investment options for things like shares, ETFs and unit trusts, purchasing direct property internationally comes with a lot more complexities for investors. While it is possible, the strict rules and risks involved often make Australian property a … [Read more...] about Investing in International Property with your SMSF
Average Super Balance By Age: How Does My Super Compare to Others in My Age Group?
When it comes to your superannuation, one of the most common questions people ask is, How does my super balance compare to others my age? It’s an important question, as understanding how your retirement savings measure up can help you gauge whether you’re on track for a comfortable retirement. But … [Read more...] about Average Super Balance By Age: How Does My Super Compare to Others in My Age Group?
Michael Maiolo Won at the 2024 Australian Mortgage Awards
Our very own Michael Maiolo graced the stage of the 2024 Australian Mortgage Awards, ending 2024 on a high note. He received the Pepper Money Broker of the Year – Specialist Lending award. This recognition speaks volumes of Michael’s expertise & dedication to specialist lending, particularly in … [Read more...] about Michael Maiolo Won at the 2024 Australian Mortgage Awards
Understanding SMSF Compliance for Maintaining Fund Integrity
Understanding self-managed superannuation funds A self-managed superannuation fund (SMSF) is a private superannuation fund that allows individuals to take direct control of their retirement savings. Unlike industry and retail super funds, SMSFs are entirely self-managed, with members assuming … [Read more...] about Understanding SMSF Compliance for Maintaining Fund Integrity
How to Invest in NDIS Housing Inside an SMSF
Investing in NDIS (National Disability Insurance Scheme) properties through a self-managed super fund (SMSF) is becoming popular among property investors seeking both financial returns and social impact. NDIS property investments offer rental income supplemented by the Australian Government … [Read more...] about How to Invest in NDIS Housing Inside an SMSF
Family SMSFs and Property: Considerations for Purchasing Property Inside Your Family SMSF
Family self-managed super funds (SMSFs) have become increasingly popular for those seeking greater control over their retirement savings and the ability to invest in growth assets like property. Owning property in a family SMSF requires thoughtful planning to keep the fund aligned with the … [Read more...] about Family SMSFs and Property: Considerations for Purchasing Property Inside Your Family SMSF
SMSF Loans For People With Bad Credit
For those managing their own retirement savings through a self-managed super fund (SMSF), investing in property might be considered as part of the investment strategy. However, a poor credit score can complicate the process of obtaining an SMSF loan. Despite this, there are strategies to improve … [Read more...] about SMSF Loans For People With Bad Credit