Thinking about your health, career, family, and finances is only natural as one year draws to a close, and another opens. Financial prosperity is often high on Australians' list of new year goals. With 2023 upon us, if one of your new year's resolutions is to improve your financial position, keep … [Read more...] about How Your Super Can Help Reach Your New Year Goal
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.
SMSF Loans
Refinancing Your SMSF Loan
With the Reserve Bank of Australia having recently effected its 8th rate rise, many self-managed superannuation fund trustees are looking at whether now is the time to refinance their SMSF loan. Should you be too? Refinancing your SMSF loan doesn't need to be an exercise filled with uncertainty or … [Read more...] about Refinancing Your SMSF Loan
What Is An APRA Fund?
The world of finance comes with many acronyms. Particularly when you're looking at your superannuation options, understanding the long list of acronyms you'll come across can take some time. If you've heard of APRA funds, and are wondering what they are, read on. We provide a brief guide on what an … [Read more...] about What Is An APRA Fund?
The Rise of Women Investing in SMSFs
An exciting trend that has recently emerged may help fight the gender gap in retirement savings; more and more of Australia's young women are taking greater financial control over their superannuation by opening a self-managed super fund! Find out more below about the benefits of SMSF ownership and … [Read more...] about The Rise of Women Investing in SMSFs
Using Your Super to Pay Off Your Mortgage
If you owe money on your home loan, it may feel tempting to use your superannuation savings to pay it off. While it can seem like a quick way to pay off the mortgage, using your super to pay off your home loan isn't as straightforward as it sounds. Keep reading to find out whether you're able to … [Read more...] about Using Your Super to Pay Off Your Mortgage
Understanding Self-Managed Super Fund Investment in Cryptocurrency
One of the benefits of having your own self-managed super fund (SMSF) is the ability to set and manage your own investment strategy. This means you can have greater choice and control over your investments than if you had any other form of superannuation fund, such as an industry or retail fund.Some … [Read more...] about Understanding Self-Managed Super Fund Investment in Cryptocurrency
Is it Time to Wind Up Your SMSF?
Winding up your self-managed super fund (SMSF) is an important financial decision. Once you wind up your SMSF, you can’t reactivate it. So you need to be sure of your reasons for winding up before you decide to do it. Ultimately though, every SMSF will need to be wound up at some stage when all … [Read more...] about Is it Time to Wind Up Your SMSF?
SMSF Lending and Recent Superannuation Changes
One of the smsf advantages is that you can invest directly in both purchasing residential property and commercial investment property, provided that you comply with Australia’s superannuation legislation. The property must:• Be bought for the sole purpose of providing an asset or income for your … [Read more...] about SMSF Lending and Recent Superannuation Changes
Pay Close Attention to the Liquidity Risk of Your SMSF
If your self-managed super fund (SMSF) has members that are in (or will soon begin) the pension phase, then it’s important for your SMSF investments to be sufficiently liquid. The recent surge in property prices across Australia has made it more attractive for SMSFs to invest in property. … [Read more...] about Pay Close Attention to the Liquidity Risk of Your SMSF
Self Funded Super – We have been featured on ULTRA106.5FM!
David Wood from ULTRA106.5FM chats Super with our founder Yannick Ieko, and they discuss what people are doing when thinking about retirement. You can listen to the interview or read the transcript … [Read more...] about Self Funded Super – We have been featured on ULTRA106.5FM!