Refinancing your SMSF loan could save you thousands of dollars and could potentially add up to hundreds of thousands by the time you are ready to retire. We address the top concerns regarding SMSF loan refinance. Eligibility Criteria to Refinance SMSF Loan For SMSF loan providers to consider … [Read more...] about Refinance SMSF Loan: Your Questions Answered + How to Get Approved
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.
SMSF Loans
Impact of coronavirus on SMSFs
As we are all well aware, the Coronavirus pandemic has significantly impacted the way the world works regarding our lifestyle, work-life and education. The extraordinary effect it’s had on the economy has meant that many industries have needed to tighten regulation and introduce unsustainable … [Read more...] about Impact of coronavirus on SMSFs
What is salary sacrifice and what does it mean for SMSF loans
In Australia, employers must contribute 9.5% of an employee’s wage into the employee’s chosen superannuation fund. For example, someone earning a wage of $100,000 a year will see a $9,500 contributions made to his or her superannuation fund over 12 months. Unlike the top dollars of that person’s … [Read more...] about What is salary sacrifice and what does it mean for SMSF loans
Setting Up Your Retirement Through an SMSF Loan
There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan
Why SMSFs are such a popular vehicle for property investment
Why are SMSFs such a popular way to invest in property? Many people already understand or have experienced for themselves that property investment can be a great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for … [Read more...] about Why SMSFs are such a popular vehicle for property investment
Overcoming The Perils of Bank Valuations
Property valuation can be likened to a science, using facts, mostly comparable sales in this case, to ascertain the value of a property offered as security for a loan to a lender. How much a specific security property is worth will define how much the said lender is willing to lend against it. Each … [Read more...] about Overcoming The Perils of Bank Valuations
SMSF liquidity requirements : how to reduce its impact on borrowing capacity
SMSF Liquidity requirements are a relatively new feature of most SMSF loans that can reduce your SMSF's borrowing capacity. To understand how liquidity requirements work - and how you can reduce the impact on your borrowing capacity - we'll start by defining just what 'liquidity' means. In terms of … [Read more...] about SMSF liquidity requirements : how to reduce its impact on borrowing capacity
Can I use my super to buy a car?
The simple answer is YES, SMSFs are allowed to invest in all manners of collectibles including but not limited to cars and other motor vehicles. The list would also include things like jewellery, art, stamps, wine and more… The main challenge with these investments is to ensure that the SMSF … [Read more...] about Can I use my super to buy a car?
Can I Buy an Investment Property with SMSF?
Can you access super to buy a house in Australia? Do you want to know more about acquiring a self-managed super fund (SMSF) property? You’ve come to the right place! Purchasing commercial or residential property through SMSF as an investment can be the perfect structure for you to maximise your … [Read more...] about Can I Buy an Investment Property with SMSF?
Adding a property to your SMSF with an SMSF Loan
Today we look at how your SMSF structure works once you’re ready to make an investment property purchase using a an SMSF Loan given to your fund. Generally speaking, your fund can borrow up to 80% of the value of a residential property. Super contributions and investment property rental income flow … [Read more...] about Adding a property to your SMSF with an SMSF Loan