One of the benefits of having your own self-managed super fund (SMSF) is the ability to buy residential or commercial property. Unavailable in an industry or retail fund, an SMSF is the only type of super fund in Australia that allows you to invest directly in property. Read on to find out the … [Read more...] about Reasons To Consider Using Your SMSF to Buy Property
SMSF Loan, Investment & Property News
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.
The Rise of Women Investing in SMSFs
An exciting trend that has recently emerged may help fight the gender gap in retirement savings; more and more of Australia's young women are taking greater financial control over their superannuation by opening a self-managed super fund! Find out more below about the benefits of SMSF ownership and … [Read more...] about The Rise of Women Investing in SMSFs
Using Your Super to Pay Off Your Mortgage
If you owe money on your home loan, it may feel tempting to use your superannuation savings to pay it off. While it can seem like a quick way to pay off the mortgage, using your super to pay off your home loan isn't as straightforward as it sounds. Keep reading to find out whether you're able to … [Read more...] about Using Your Super to Pay Off Your Mortgage
Understanding Self-Managed Super Fund Investment in Cryptocurrency
One of the benefits of having your own self-managed super fund (SMSF) is the ability to set and manage your own investment strategy. This means you can have greater choice and control over your investments than if you had any other form of superannuation fund, such as an industry or retail fund.Some … [Read more...] about Understanding Self-Managed Super Fund Investment in Cryptocurrency
How SMSF Investments in the NDIS Can Help You to Retire Early
Early retirement is a goal for many Australians. Whether or not you can achieve that goal depends on how much super you accumulate before retirement. It also depends on factors such as: How your super continues to perform when you're in retirement. The type of lifestyle you want to lead. … [Read more...] about How SMSF Investments in the NDIS Can Help You to Retire Early
Is it Time to Wind Up Your SMSF?
Winding up your self-managed super fund (SMSF) is an important financial decision. Once you wind up your SMSF, you can’t reactivate it. So you need to be sure of your reasons for winding up before you decide to do it. Ultimately though, every SMSF will need to be wound up at some stage when all … [Read more...] about Is it Time to Wind Up Your SMSF?
SMSF Lending and Recent Superannuation Changes
One of the smsf advantages is that you can invest directly in both purchasing residential property and commercial investment property, provided that you comply with Australia’s superannuation legislation. The property must:• Be bought for the sole purpose of providing an asset or income for your … [Read more...] about SMSF Lending and Recent Superannuation Changes
COVID-19 Pandemic Reveals Poor SMSF Investment Strategy
There’s no doubt that the COVID-19 pandemic had a significant impact on superannuation funds in Australia. Investment markets have been extremely volatile, which has seen the balance of many super funds either fall or not grow as expected. Many funds have found themselves with severely reduced … [Read more...] about COVID-19 Pandemic Reveals Poor SMSF Investment Strategy
Understanding Segregated SMSF Accounts
If you have more than one member of your self-managed super fund (SMSF), then it’s worth exploring the option of segregated accounts. According to the latest figures from the Australian Taxation Office, you’re in the majority if you have two to four SMSF members. Single-member SMSFs only account for … [Read more...] about Understanding Segregated SMSF Accounts
Pay Close Attention to the Liquidity Risk of Your SMSF
If your self-managed super fund (SMSF) has members that are in (or will soon begin) the pension phase, then it’s important for your SMSF investments to be sufficiently liquid. The recent surge in property prices across Australia has made it more attractive for SMSFs to invest in property. … [Read more...] about Pay Close Attention to the Liquidity Risk of Your SMSF
