Getting a loan for a self-managed super fund (SMSF) can be complex. This guide will help you understand more about SMSF fixed-rate loans for property or asset acquisition. Can SMSFs Get Fixed Rate Loans? Yes, self-managed super funds can secure fixed-rate loans, depending on the lender. Fixed-rate … [Read more...] about Can SMSFs Get Fixed Rate Loans?
15 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
Embarking on your "retirement phase" pension within a self-managed super fund (SMSF) is an exciting step. If you're thinking of beginning this phase before selling SMSF assets, this guide serves as a starting point for what to consider and how to navigate the process. Starting a Pension Before … [Read more...] about Guide to Starting Your Pension Before Selling SMSF Assets
Real estate owned by SMSFs can be eligible for tax deductions. We look at relevant concessions and tax deductions tied to different types of properties under an SMSF setup. What Types of Properties are Eligible for Tax Deductions? Various property types within SMSFs come with their tax benefits. … [Read more...] about Tax Deductions for Real Estate in SMSFs
Your superannuation savings are designed to be long-term savings, essentially held in trust for you when you arrive at your preservation age and start your retirement phase. However, many Aussies question whether they can use their super to buy a house. In this article, we discuss how you may be … [Read more...] about Can I Buy a House With My Super in Queensland?
The Trust Deed plays a paramount role within self-managed superannuation funds (SMSFs), serving as the fundamental document that delineates the regulations governing your fund's operations. The landscape of the superannuation industry, including superannuation legislation, has undergone substantial … [Read more...] about Updating Your SMSF Deed
A common investment choice amongst SMSF trustees is to purchase direct property within their fund. Whether it be a commercial property purchase, or residential property on the Australian real estate market, property investment within the self-managed super fund environment may provide both capital … [Read more...] about SMSFs and Investing in Rental Properties: What You Need to Know Before Choosing an SMSF Investment Property
There are several steps and considerations to investing in direct property within self-managed superannuation funds. A common query is, 'can I buy a house and land package with my SMSF'? While it is possible to do so, buying and building on vacant land can introduce some added complexity to what can … [Read more...] about Buying and Building on Land With a Self-Managed Super Fund
Self-Managed Superannuation Funds (SMSFs) have the flexibility to invest in a diverse range of properties, spanning residential, commercial, industrial, medical, and vacant land. A common query amongst SMSF property investors is whether they can sell their SMSF property assets to a related party … [Read more...] about Can You Sell Your SMSF Property Assets to a Related Party?
Diversification is an important principle in investing and managing any investment portfolio, including self-managed superannuation funds (SMSFs). Understanding how to effectively implement diversification as a risk management technique to your SMSF can be pivotal in the prudent financial management … [Read more...] about Let’s Talk About SMSF Diversification
When investing in direct property within a self-managed super fund, a necessary step is to have a prospective investment property valued. There are several ways that self-managed super funds can value properties at different stages in the investment cycle. This guide takes you through everything … [Read more...] about Complete Guide to the Process of SMSF Property Valuation