Free SMSF Finance Session

Call or schedule time with us to make sure you get the correct SMSF advice - and the best possible SMSF Loan -
1300 781 680.

COMMERCIAL SMSF LOANS

smsf-commercial

We can build a tailored lending strategy for your SMSF commercial property investment.

Whether you’re planning to buy property to lease out, or your business will be leasing property through your SMSF, it’s important to get the right lending framework to optimise tax incentives and power investment growth.

At SMSF Loan Experts, we advise the most effective lending solution to meet your goals. And because we have our own credit license, we have access to some of the most competitive loans on the market.

All of our experts are SMSF accredited with MFAA (Mortgage and Finance Association of Australia) to walk you through every step of the process. In the areas we can’t help, we draw from close affiliations with specialist lawyers and professionals.

We’ll take away the confusion and ensure your investment isn’t limited by an insufficient lending strategy.

Their level of knowledge about SMSF legislation was flawless, and their fast, organised approach kept the process and paperwork as simple as possible.

Sarah Wilson

Read Client Reviews

Understanding SMSF Commercial Loans

Loan to value ratio can be up to 75%
Interest rates are generally in line (or marginally higher) than traditional commercial loans
Can be used to purchase traditional securities such as factories, warehouses, shops, or offices.
Can also be used for more specialised securities, such as farms or breweries.
Property can be leased to a related business
Commercial loans can’t be used for construction
Application costs, including legal fees, generally range between 1% and 1.5%
Remember GST and whether it’s applicable to your purchase when calculating funds available for settlement
Servicing can be met with rental income only or rental income and contributions
Lenders are generally more flexible when assessing commercial loans
Commercial loans require personal guarantee(s) from the trustee(s)

Want to know more?

Call one of our experts today to fully understand your SMSF lending options 1300 781 680.

smsf-commercial

COMMERCIAL
SMSF LOANS

We can build a tailored lending strategy for your SMSF commercial property investment.

Whether you’re planning to buy property to lease out, or your business will be leasing property through your SMSF, it’s important to get the right lending framework to optimise tax incentives and power investment growth.

At SMSF Loan Experts, we advise the most effective lending solution to meet your goals. And because we have our own credit license, we have access to some of the most competitive loans on the market.

All of our experts are SMSF accredited with MFAA (Mortgage and Finance Association of Australia) to walk you through every step of the process. In the areas we can’t help, we draw from close affiliations with specialist lawyers and professionals.

We’ll take away the confusion and ensure your investment isn’t limited by an insufficient lending strategy.

Their level of knowledge about SMSF legislation was flawless, and their fast, organised approach kept the process and paperwork as simple as possible.

Sarah Wilson

Read Client Reviews

Understanding SMSF Commercial Loans

Loan to value ratio can be up to 75%
Interest rates are generally in line (or marginally higher) than traditional commercial loans
Can be used to purchase traditional securities such as factories, warehouses, shops, or offices.
Can also be used for more specialised securities, such as farms or breweries.
Property can be leased to a related business
Commercial loans can’t be used for construction
Application costs, including legal fees, generally range between 1% and 1.5%
Remember GST and whether it’s applicable to your purchase when calculating funds available for settlement
Servicing can be met with rental income only or rental income and contributions
Lenders are generally more flexible when assessing commercial loans
Commercial loans require personal guarantee(s) from the trustee(s)

Want to know more?

Call one of our experts today to fully understand your SMSF lending options 1300 781 680.

GET IN TOUCH WITH US

Make sure you get the right SMSF lending advice. Send us a message or call SMSF Loan Experts on 1300 781 680.

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF lending advice
1300 781 680.

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