The Truth About Most SMSF Loans On The Market Today

Most common SMSF loans are stiff and restrictive – meaning you’re bound to a (generally) higher interest rate and limits around the types of property you can borrow within your SMSF.

And property lawyers, banks, accountants, and financial advisers are great at what they do, but they rarely fully understand all that’s involved with SMSF lending.

As a result, many SMSFs end up with lost deposits, non-compliant structures or loans that limit the outcome of their investment… meaning they miss out on a larger nest egg when they retire.

The Right SMSF Loan Could Add Hundreds Of Thousands Of Dollars To Your Retirement

With a correctly optimised loan, SMSF structure, and property type, your nest egg could be hundreds of thousands of dollars larger when you retire. To make sure this happens, here are some questions you need to ask when borrowing in your SMSF:

  • Has my SMSF been given its maximum borrowing capacity?

    If not, you’re missing out on optimising your investment returns.

  • Have Related Party loans been properly explained to me?

    If not, your SMSF may end up paying thousands and thousands of dollars in fees and interests over the life of the loan – resulting in a lower balance in retirement.

  • Did you know that some lenders offer vastly different loan to value ratios to SMSF borrowers?

    Being short changed could limit your SMSF purchasing capacity -resulting in a lower balance at retirement.

How We Help SMSFs Get Better Results

We help the trustees of Self Managed Super Funds optimise their loan and lending structure to get the best possible outcome, using the best lending products, smart strategies, and carefully tailored service.

Imagine you could borrow at a competitive rate and purchase a high-growth, high yield property? Or imagine you could purchase that hobby farm you’ve always dreamed of, inside your SMSF?

Enquire now to see how we can set you up with a flexible SMSF Loan, or refinance an existing loan.

We were so impressed, we hired SMSF Loan Experts again to refinance the loans for our other properties.

Lee Johnson, Director Lee Supplies

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How We Help

SMSF Residential Property Loans

We can help you maximise the growth of your SMSF residential property investment.

SMSF Residential Property Loans

Commercial SMSF Loans

We can build a tailored lending strategy for your SMSF commercial property investment.

SMSF Residential Property Loans

SMSF Setup

We can help you from SMSF Setup to settlement of your property – we can even organise to have your loan pre-approved before your SMSF has been setup.

SMSF Setup

SMSF Refinance

If your loan is more than 2 years old, you could be missing out on more competitive products recently released to the mark.

SMSF Refinance

SMSF Lending Strategy

We can provide a range of tailored SMSF products and strategies to make your SMSF Property investment perform even better.

SMSF Lending Strategy

Bad Credit SMSF Loans

At SMSF Loan Experts, we offer lending solutions especially geared for clients with a less than perfect credit record.

Bad Credit SMSF Loans

Low Doc SMSF Loans

If your circumstances are a little different and you can’t prepare the documentation you’ll need for regular lending, we’ll help you get a low-doc loan for your SMSF.

Low Doc SMSF Loans