Most common SMSF loans are stiff and restrictive – meaning you’re bound to a (generally) higher interest rate and limits around the types of property you can borrow within your SMSF.
And property lawyers, banks, accountants, and financial advisers are great at what they do, but they rarely fully understand all that’s involved with SMSF lending.
As a result, many SMSFs end up with lost deposits, non-compliant structures or loans that limit the outcome of their investment… meaning they miss out on a larger nest egg when they retire.
With a correctly optimised loan, SMSF structure, and property type, your nest egg could be hundreds of thousands of dollars larger when you retire. To make sure this happens, here are some questions you need to ask when borrowing in your SMSF:
If not, you’re missing out on optimising your investment returns.
If not, your SMSF may end up paying thousands and thousands of dollars in fees and interests over the life of the loan – resulting in a lower balance in retirement.
Being short changed could limit your SMSF purchasing capacity -resulting in a lower balance at retirement.
We help the trustees of Self Managed Super Funds optimise their loan and lending structure to get the best possible outcome, using the best lending products, smart strategies, and carefully tailored service.
Imagine you could borrow at a competitive rate and purchase a high-growth, high yield property? Or imagine you could purchase that hobby farm you’ve always dreamed of, inside your SMSF?
Enquire now to see how we can set you up with a flexible SMSF Loan, or refinance an existing loan.
Lee Johnson, Director Lee Supplies
We can help you maximise the growth of your SMSF residential property investment.
We can build a tailored lending strategy for your SMSF commercial property investment.
We can help you from SMSF Setup to settlement of your property – we can even organise to have your loan pre-approved before your SMSF has been setup.
If your loan is more than 2 years old, you could be missing out on more competitive products recently released to the mark.
We can provide a range of tailored SMSF products and strategies to make your SMSF Property investment perform even better.
At SMSF Loan Experts, we offer lending solutions especially geared for clients with a less than perfect credit record.
If your circumstances are a little different and you can’t prepare the documentation you’ll need for regular lending, we’ll help you get a low-doc loan for your SMSF.