While Super can be a great investment vehicle – it’s not necessarily the right choice for everyone. One of the first and most common questions we get asked by clients looking for SMSF Loans is “Do I have enough money in Super to invest in property?” What’s less often discussed are the reasons why you might want to have a Self Managed Super Fund (SMSF) and what it means for you. Having an SMSF means investing time, making decisions (How are you going to invest? What type of property are you going to buy?). It also means you’ll have to pay special attention to things like Estate planning, Insurance, potential liabilities (if you break SMSF rules and attract ATO penalties, for example) and educating yourself around financial literacy. So why invest through your Super fund? The simple answer is because it’s a fantastic vehicle that opens new investment opportunities.
