If you’re self employed and unable to demonstrate your income through traditional means (pay slips or tax lodged tax returns), a "low doc" loan will provide you with finance to purchase an investment property in your SMSF.
Firstly, we’ll need proof of income. Generally, all we need is for your accountant to sign a form confirming your income, or you provide your last 2 BAS statements, or you can also provide the last 6 months of business account statements showing your income.
The rate and fees of low doc SMSF loans are generally higher, until you’re in a position to refinance into a full doc loan.
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Call one of our experts for a confidential discussion to determine your options 1300 781 680.