If you have questions about Self Managed Super Fund property investment, such as the following:
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What can I use borrowed funds for inside my SMSF?
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What is the process of buying property with super?
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What is my borrowing capacity within my super?
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Can I borrow for a hobby farm inside my SMSF?
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(Or any other questions about SMSFs)
How We Help You Get Better Results From Your Super Fund
Using super to buy property has grown in popularity since it became possible for SMSFs to borrow money to fund a direct property purchase. If you want to start buying property with SMSF, keep these things in mind:
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The general rules for Self Managed Super Funds usually only allow you to acquire commercial property for business purposes, but a trustee may be allowed to live in it if the stay is relevant to the operations of the business.
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In cases that the property is residential, it cannot be bought from an SMSF member or any related party, such as a spouse or business partner.
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You are also not allowed to rent a residential property that is owned by your Self Managed Super Fund to an SMSF member and people related to them.
Trusted & Awarded
Low Interest Rate & Flexible SMSF Loans
Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.
Approval for more property types including high rises, hobby farms, and agricultural operations
Residential or commercial property loans
Higher purchasing capacity and lower rates, fees and charges than other brokers.
Expert attention to the complex paperwork required for self managed super funds
We are here to help you!
At SMSF Loan Experts, we put extra care into understanding your financial goals and needs so that we can provide you with the best possible SMSF lending experience and strategy. We know that every situation is different for each of our clients, so we tailor a strategy that is individual to you when you’re looking to buy property with super.
We always strive to come up with flexible SMSF lending solutions for your Self Managed Super Fund property investment — solutions that will bring the most significant SMSF property investment returns.
How Our Super Fund Loan Process
Works
Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:
How Our Super Fund Loan Process
Works
Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:
Assess and Plan
We assess your situation and explore
lending options to plan your investment
strategy.
Apply and Negotiate
We manage the loan application and
negotiate with lenders to get you the best
terms and rates.
Fund and Implement
Once approved, we ensure quick
disbursement and assist with your
investment strategy, providing ongoing
support as needed.
Our Services
Whether you're looking to refinance an existing SMSF loan or need finance to buy a property investment in super, our experienced team of self-managed superannuation fund service providers can help you find the right SMSF loan.
Residential SMSF Property Loans
As a self managed super fund SMSF trustee, borrowing to purchase an investment property could be the financial kick-start you’ve been searching for. We can help you access the best finance solutions to purchase your investment. Our strategies help to maximise the growth of your SMSF residential investment property.
SMSF Loan Refinance
If your residential or commercial property loan is more than 2 years old, you could be missing out on more competitive products recently released to the market. We compare products and strategies with your finance needs, to match you with the most cost-effective loan for your circumstances.
SMSF Setup
Ensure your self managed super fund is set up correctly and compliantly. We help with the set up of your fund, all the way through to the settlement of your property - we can even organise to have your loan pre-approved before your super fund has been established.
Commercial SMSF Property Loans
Looking for a loan to purchase a commercial investment property inside of super? With access to a number of commercial loan products, we can build a tailored investment strategy for your self managed super fund commercial property investment.
SMSF Lending Strategy
Our goal is to find the right Self Managed Super Fund lending strategy for you. Investing in property within your SMSF can be complicated - Our experts help simplify the whole process.
Bad Credit SMSF Loans
Having a bad credit score doesn’t have to mean you miss out on borrowing to invest or get stuck with high interest rates. At SMSF Loan Experts, we offer lending solutions especially geared for clients with a less than perfect credit history.
Low Interest Rate & Flexible SMSF Loans
Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.
Frequently Asked Questions About
SMSF Loans
Common Questions Answered
Yes, SMSFs can borrow money for property, managed funds, or shares using a
Limited
Recourse Borrowing Arrangement (LRBA)
. This process is heavily regulated, so
getting expert advice is recommended. Contact us for more details.
Navigating through property investments within an SMSF involves various
considerations such as property values, regulatory changes, interest rates, tenant
occupancy, and financial liquidity. Working closely with experienced experts can help
manage these factors effectively and ensure the stability and growth of your
investment portfolio.
ENQUIRE NOW
Do you have more questions about buying property with super?
Call us today to discuss your Self Managed Super Fund property investment needs so that you can make the right decision for your future SMSF property investment. Call 1300 781 680.
Free SMSF Finance Session
Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680
Melbourne Office
Suite 2, 54 Davis Avenue
South Yarra VICTORIA 314
1300 781 680
Here’s how to get answers to your questions about Self Managed Super Fund investment property:
“I’d been advised that I didn’t have enough savings for an SMSF investment, but SMSF Loan Experts made it happen. They took care of everything from set up of my SMSF to organising a loan...”
David, Fleet Manager