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CONTACT US

Speak with one of our SMSF Loan Experts today

Thanks for visiting our website. If you're interested in SMSF loans, we'd love to hear from you.

Send us a message using the SMSF loan contact form, or call us directly on 1300 781 680.

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SMSF Loan Experts Melbourne Office

Level 1, 54 Davis Avenue
South Yarra VICTORIA 3141

SMSF Loan Experts Sydney Office

Level 4, 220 George St.
Sydney NSW 2000

Trusted & Awarded

Low Interest Rate & Flexible SMSF Loans

Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.

Approval for more property types including high rises, hobby farms, and agricultural operations

Residential or commercial property loans

Higher purchasing capacity and lower rates, fees and charges than other brokers.

Expert attention to the complex paperwork required for self managed super funds

Our Services

We give accurate, informed advice about investing in residential properties with SMSF based on our 15 years of experience across all stages of the residential SMSF property buying process. And because we have our own credit license, we have access to some of the most competitive residential SMSF loans on the market.

If your residential or commercial property loan is more than 2 years old, you could be missing out on more competitive products recently released to the market. We compare products and strategies with your finance needs, to match you with the most cost-effective loan for your circumstances.

We can even organise to have your loan pre-approved before your SMSF has been setup. We will find the best lending solutions for you and walk you through every step of the process.

With a refinanced SMSF property loan from SMSF Loan Experts, you could save up to 2% per annum on interest repayments. On a $500,000 loan, that's $10,000 per year.

Every situation is different. You need flexible options that will provide the best investment returns. Our team understands the range of lending strategies available and will offer you a tailored and personalised strategy.

At SMSF Loans Experts, we can offer lending solutions that are especially geared for clients who are affected by a bad credit rating

The National Disability Insurance Scheme (NDIS) is a government initiative formed in 2013 to fund costs associated with disability. We can help you with investing in NDIS housing.

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Benefits of Loans to SMSF:

  • SMSF loans offer excellent options for your real estate investment portfolio, such as using super to buy a house or commercial property.

  • A Self Managed Super Fund property investment means you can enjoy tax benefits associated with this investment structure when buying property with your SMSF to rent out.

  • You can use your SMSF loan to pay your insurance policies, such as life insurance, income protection insurance, and TPD (Total and Permanent Disability) insurance.

  • SMSF lending minimises your transaction costs, such as CGT spread, buy or sell, and brokerage costs.

  • Loans to SMSF ensure that your wealth is transferred to the right people when the time is right, using the most efficient means of tax application.

  • Your SMSF loan will also protect your assets from bankruptcy and litigation while getting great cost savings despite having a high fund balance.

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Why Choose Us?

  • Our SMSF Loan Experts specialise in SMSF lending.
     

  • We offer more options for loans to SMSF than the banks and most of our competitors — Thanks to our credit license that enables us to connect with a wide array of SMSF lenders.
     

  • Our brokers are accredited by the Mortgage and Finance Association of Australia (MFAA) for SMSF lending.
     

  • We have access to expert and professional advice when it comes to SMSF loans — Thanks to our professional network of SMSF specialists, including accountants, financial advisors and lawyers.
     

  • We are highly recommended by multiple financial planners and SMSF administrators, due to our specialised knowledge and years of experience.
     

  • We have offices in Melbourne and Sydney, and we provide SMSF loan services all over Australia.

Confident Business Professional

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

How Our Super Fund Loan Process
Works

Our streamlined process ensures you get the best SMSF loan with minimal hassle.
Here’s how it works:

Assess and Plan

We assess your situation and explore
lending options to plan your investment
strategy.

Apply and Negotiate

We manage the loan application and
negotiate with lenders to get you the best
terms and rates.

Fund and Implement

Once approved, we ensure quick
disbursement and assist with your
investment strategy, providing ongoing
support as needed.

Our Services

Whether you're looking to refinance an existing SMSF loan or need finance to buy a property investment in super, our experienced team of self-managed superannuation fund service providers can help you find the right SMSF loan.

Residential SMSF Property Loans

As a self managed super fund SMSF trustee, borrowing to purchase an investment property could be the financial kick-start you’ve been searching for. We can help you access the best finance solutions to purchase your investment. Our strategies help to maximise the growth of your SMSF residential investment property.

SMSF Loan Refinance

If your residential or commercial property loan is more than 2 years old, you could be missing out on more competitive products recently released to the market. We compare products and strategies with your finance needs, to match you with the most cost-effective loan for your circumstances.

SMSF Setup

Ensure your self managed super fund is set up correctly and compliantly. We help with the set up of your fund, all the way through to the settlement of your property - we can even organise to have your loan pre-approved before your super fund has been established.

Commercial SMSF Property Loans

Looking for a loan to purchase a commercial investment property inside of super? With access to a number of commercial loan products, we can build a tailored investment strategy for your self managed super fund commercial property investment.

SMSF Lending Strategy

Our goal is to find the right Self Managed Super Fund lending strategy for you. Investing in property within your SMSF can be complicated - Our experts help simplify the whole process.

Bad Credit SMSF Loans

Having a bad credit score doesn’t have to mean you miss out on borrowing to invest or get stuck with high interest rates. At SMSF Loan Experts, we offer lending solutions especially geared for clients with a less than perfect credit history.

Simplified SMSF financing with top lender connections

Low Interest Rate & Flexible SMSF Loans


Access Ultra-competitive SMSF loan rates with unrivalled property flexibility.

ENQUIRE NOW

Frequently Asked Questions About
SMSF Loans

Common Questions Answered

Can SMSFs borrow money?

Yes, SMSFs can borrow money for property, managed funds, or shares using a

Limited

Recourse Borrowing Arrangement (LRBA)

. This process is heavily regulated, so

getting expert advice is recommended. Contact us for more details.

What are the risks of an SMSF property investment?

Navigating through property investments within an SMSF involves various
considerations such as property values, regulatory changes, interest rates, tenant
occupancy, and financial liquidity. Working closely with experienced experts can help
manage these factors effectively and ensure the stability and growth of your
investment portfolio.

Are there limits on the type of property I can buy with SMSF loans?
What are the benefits of an SMSF property investment?
How much money can an SMSF borrow?
Are SMSF loans tax-deductible?
Can I lease a commercial property bought through SMSF to my business?
What happens if my SMSF loan defaults?
What is an SMSF loan?
Which banks lend to SMSFs?

ENQUIRE NOW

Free Finance Session: SMSF Loans for Property

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right expert advice for your Self Managed Super Fund investment property. Dial 1300 781 680

Free SMSF Finance Session

Contact us today, or schedule a phone meeting with an SMSF Loan Expert to make sure you get the right SMSF Lending advice 1300 781 680

Get in Touch
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Melbourne Office

Suite 2, 54 Davis Avenue
South Yarra VICTORIA 314

1300 781 680

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