In Australia, employers must contribute 9.5% of an employee’s wage into the employee’s chosen superannuation fund. For example, someone earning a wage of $100,000 a year will see a $9,500 contributions made to his or her superannuation fund over 12 months. Unlike the top dollars of that person’s … [Read more...] about What is salary sacrifice and what does it mean for SMSF loans
6 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan
This is the full transcript of our popular video "What type of properties can an SMSF purchase?". Let’s talk about what kind of properties can a self managed super fund purchase - a question we get asked a lot. We find that a lot of our clients are feeling a little bit exotic when it comes to … [Read more...] about Choosing the right property for your SMSF investment
This is the full transcript of our popular video "Boosting your SMSFs purchasing capacity". Okay so one of the conversations we’re having really regularly with our clients is that they get very frustrated with the borrowing capacity or purchasing power of their self managed super fund. SMSF loans … [Read more...] about Understanding the borrowing or purchasing capacity of your SMSF
This is the full transcript of our popular video "Why SMSFs are such a popular vehicle for property investment". I just wanted to have a quick chat about why people invest in property through their self managed super fund - why is it so popular? Why are we so busy at the moment writing loans for … [Read more...] about What makes property investment through Super so popular?
This is the full transcript of our popular video "Adding a Property To Your SMSF with an SMSF Loan". Okay so in our previous video we showed you the structure that would allow a self managed super fund to purchase a property using a loan. What I want to show you now is, briefly, how that will … [Read more...] about Structuring Your SMSF to Include a Property
This is the full transcript of our popular video "Structuring Your SMSF to Borrow and Invest in Property". Let’s talk about Self Managed Super Funds buying property for investment. So today we’re going to tackle the structure that’s used for a self managed super fund to invest in property, and … [Read more...] about How To Setup Your SMSF To Borrow For Investment
Why are SMSFs such a popular way to invest in property. Many people already understand or have experienced for themselves that property investment can be great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for … [Read more...] about Why SMSFs are such a popular vehicle for property investment
Property valuation is supposed to be a science, using facts, mostly comparable sales in this case, to ascertain the value of a property which is offered as a security for a loan to a lender. How much a specific security is worth is going to define how much the said lender is willing to lend against … [Read more...] about Overcoming The Perils of Bank Valuations
SMSF Liquidity requirements are a relatively new feature of most SMSF loans that can reduce your SMSF's borrowing capacity. To understand how liquidity requirements work - and how you can reduce the impact on your borrowing capacity - we'll start by defining just what 'liquidity' means. In terms of … [Read more...] about SMSF Liquidity Requirements (and how to reduce their impact on borrowing capacity)