We get asked this question a lot - and while at first it may seem to be because the banks, the reality in this instance is that the blame is mostly on the regulator. What is going to define the cost of a loan to a lender is the amount of capital they will have to hold to lend you that money. Broadly … [Read more...] about Why are SMSF loans more expensive than standard residential loans?
Setup & Investment Video Series
How much money should I have in Super before it makes sense to establish my own SMSF? This is a question which we’re often asked and which we often see discussed in SMSF circles. The ATO has provided a suggested figure of around 150k. Some advisers will suggest that a figure of $250-500k is an … [Read more...] about How much money do I need in Super before it makes sense to setup my own SMSF?
If your SMSF is not borrowing money to purchase property there is very little restriction on the type of property it can buy - as long as there is sound investment logic behind the purchase. If you’re SMSF does need to borrow to make the purchase - which for most people will be the case - there are … [Read more...] about What type of properties can an SMSF purchase?
Because SMSF loans can be more difficult to service than regular loans, many people find that the purchasing power, that is, how much they can borrow to purchase property, of their SMSF is less than they might have hoped or expected. Today we look at a typical scenario where this occurs and what you … [Read more...] about Boosting your SMSFs purchasing capacity
Why are SMSFs such a popular way to invest in property. Many people already understand or have experienced for themselves that property investment can be great way to build wealth. It’s also widely recognised that having the ability to borrow money for investment is a terrific strategy for … [Read more...] about Why SMSFs are such a popular vehicle for property investment
While Super can be a great investment vehicle - it’s not necessarily the right choice for everyone. One of the first and most common questions we get asked by clients looking for SMSF Loans is "Do I have enough money in Super to invest in property?" What's less often discussed are the reasons why … [Read more...] about The Pros & Cons of Using Super for Property Investment
Today we’re going to look at the structure that’s required for a self managed super fund to invest in property. We’ll look at the entities required - including the SMSF itself. More often than not, if you’re setting up an SMSF to invest in property, you’ll want to leverage - that is you’ll want to … [Read more...] about Structuring Your SMSF to Borrow and Invest in Property