In Australia, employers must contribute 9.5% of an employee’s wage into the employee’s chosen superannuation fund. For example, someone earning a wage of $100,000 a year will see a $9,500 contributions made to his or her superannuation fund over 12 months. Unlike the top dollars of that person’s … [Read more...] about What is salary sacrifice and what does it mean for SMSF loans
SMSF Loan, Investment & Property News
6 years ago, we saw the need in a growing market for lending experts who specialise in SMSF. Our team now combines years of experience through every aspect of self-managed super funds. Together, we organise more limited recourse borrowing arrangements (LRBA or SMSF loans) in a week than most other brokers or bank branches in a year. Here we share some of our insights as well as SMSF news with you.
Our expertise has been sought by and seen in Australian Broker, the Herald Sun, Money and Mamamia.
There’s a growing number of people taking advantage of their Self-Managed Superannuation Funds. Recently, the Australian Taxation Office released statistics on SMSFs derived from annual data for 2016, which also included the type of investments the trustees chose as well as the amount of SMSF money … [Read more...] about Setting Up Your Retirement Through an SMSF Loan
This is the full transcript of our popular video "What type of properties can an SMSF purchase?". Let’s talk about what kind of properties can a self managed super fund purchase - a question we get asked a lot. We find that a lot of our clients are feeling a little bit exotic when it comes to … [Read more...] about Choosing the right property for your SMSF investment
This is the full transcript of our popular video "Boosting your SMSFs purchasing capacity". Okay so one of the conversations we’re having really regularly with our clients is that they get very frustrated with the borrowing capacity or purchasing power of their self managed super fund. SMSF loans … [Read more...] about Understanding the borrowing or purchasing capacity of your SMSF
This is the full transcript of our popular video "Why SMSFs are such a popular vehicle for property investment". I just wanted to have a quick chat about why people invest in property through their self managed super fund - why is it so popular? Why are we so busy at the moment writing loans for … [Read more...] about What makes property investment through Super so popular?
Property affordability is high on the political agenda nowadays and by the sound of things, Mr Shorten is not going to let facts get in the way of a bit of useless class warfare for as long as he’s seen by his base as hurting the “wealthy”. Unless of course he’s trying to please some influential … [Read more...] about Why proposed SMSF lending changes are misplaced
This is the full transcript of our popular video "Adding a Property To Your SMSF with an SMSF Loan". Okay so in our previous video we showed you the structure that would allow a self managed super fund to purchase a property using a loan. What I want to show you now is, briefly, how that will … [Read more...] about Structuring Your SMSF to Include a Property
This is the full transcript of our popular video "The Pros & Cons of Using Super for Property Investment". I just wanted to talk to you about something that’s really interesting. We talk to a lot of people and generally what we find is that people either hate self managed super funds or they … [Read more...] about What You Need To Be Aware Of When Using An SMSF To Buy Property
This is the full transcript of our popular video "Structuring Your SMSF to Borrow and Invest in Property". Let’s talk about Self Managed Super Funds buying property for investment. So today we’re going to tackle the structure that’s used for a self managed super fund to invest in property, and … [Read more...] about How To Setup Your SMSF To Borrow For Investment
We get asked this question a lot - and while at first it may seem to be because the banks, the reality in this instance is that the blame is mostly on the regulator. What is going to define the cost of a loan to a lender is the amount of capital they will have to hold to lend you that money. Broadly … [Read more...] about Why are SMSF loans more expensive than standard residential loans?